Short term loans from Smartloan
If you for any reason and feel sure you can cover the cost of your current cash needs over the next six months to two years then a smartloan is for you.
A smartloan is an designed to be affordable for you. A smartloan is not a payday loan it is an installment loan that gives you the money you need without the risk of falling into the .
Similar to a payday loan, wage day advance or payday advance loan, a smartloan is a short term loan giving you the cash you need quickly. However, unlike some other short term loans we base our approach on affordability and our loans can be tailored to your needs, making them a more option for you.
No fees at all
With a Smartloan you only pay the loan interest for each day you borrow. We have no upfront fees or charges and we don't charge early payment, late payment or default fees.
No Guarantor needed
A smartloan is an unsecured personal loan with eligibility criteria based on your own personal circumstances. You do not need to find someone to support your loan application.
Cheaper than a payday loan
A smartloan of £500 to £2,000 borrowed over 6 months will cost you less than a payday loan, when borrowing the same amount over 30 days.
You can use our loan calculator to see get a full loan breakdown before you apply. You can also select the repayment amount you can afford to pay on a regular basis, keeping you within your means.
Applying for a short term loan from Smartloan
Applying for a smartloan is easy. Use our loan calculator at the top of this page to create your smartloan. Once you have selected the regular repayment amount you can afford click Apply and fill in our simple online loan application form. If you’re looking for a weekly repayment loan then you can use our weekly loan calculator.